Have you noticed how the price of everything is sneaking up all the time? What about your wages or salary? Is it keeping pace?

Ever wondered about those huge houses that other people live in? Or the shiny new motor vehicles that you see zipping past you on the highway? Ever wonder about those things? What is it that they know that you don't?

Wealth creation is a process. It follows a formula. Sure some people hit on a good idea quickly and ride that wave all the way in to the beach of their dreams. Good fortune to them. However, for most, that sort of fortune just does not happen. So they need a solid plan for wealth creation. Do you have one?

Lotteries, betting on horses, going to the casino, gambling - these are the things that will keep you poor. Don't believe me? OK. Have a look at any casino. Is it opulent? Does it reek of money? Now why do you think that is? Huh? It's because it makes a stack more money than it loses. That should tell you something about the odds that you can expect. That is the casino owners' wealth formula.

I have never known a single gambler who has bragged about their losses. Sure, you always get to hear when they have an occasional big win. But what happened the other five, ten, fifteen, twenty times before that? Let me tell you - they lost money and you never heard a word about it. Would you consider that to be the best way to accumulate wealth?

Wealth creation involves a bit of discipline and following a plan. Do you have a plan?

So many people want to put these matters off. Next week they will start, or next month, or next year. Let me tell you right now. That date is forever being pushed further back. If that is the way that you have been operating then you know that it is always easier to do just that. Later. The only problem is that "later" never comes.

Tattoo this on your brain - the longer you leave your wealth creation plan the harder it will become. Need more proof? OK. Look back on your past. Is there going to be any change in the future unless you make a decision to change what you have been doing? You already know the answer.

You owe it to every poor person in the world NOT to join their ranks. Heaven knows the welfare resources are already bursting at the seams. It doesn't need any more pressure. Now, about that wealth creation plan...

...Well? Have you got one? Do you want one?

This article comes with reprint rights providing no changes are made and the resource box below accompanies it.

Gary Simpson

Gary Simpson lives in Perth, Western Australia.

His passions are writing (of course), reading, karate, body building, investment and growing tropical palms.

His website is devoted to helping people achieve greater success and self esteem through personal development.

Gary is a regular contributor to numerous magazines and newspapers. His articles and short stories appear in many forums. Thanks to the wonders of the internet, they are now being shared worldwide.

He has written eight books:

LARGE VOLUMES:

- "Journey,Life and Destiny" - personal development (2 vols)

- "How to Save $1000's and Increase Your Personal Net Wealth"

- "Brain Training - Affirmations to Strengthen Mind and Body"

- "Strike Back 1" - Self Defence Instruction Manual

- "Strike Back 2" - Self Defence Instruction Manual

SHORT VOLUMES:

- "The Power of Choice" (FREE e-book) - a popular story about a man looking back on his achievements from the hereafter. It is a poignant story that has received accolades from all over the world - from Iceland to Canada to Great Britain to Morocco to New Zealand to the Czech Republic to the USA - and dozens of countries in between.

The Power of Choice is a free resource and can be downloaded directly from Gary's website.

- "Using Motivation and Self Esteem to Excel in Everything You Do" (FREE e-book) - valuable resource to introduce newcomers to the wonders of personal development. This book is available on request. You can secure your copy by leaving your name and email address (no "hotmail" addresses accepted) at his Motivation & Self Esteem for Success website.

Gary's unique approach has been shaped by his 35 year pursuit of karate and his 15 year study of the principles of motivation. He has two personal mottos. These are:

"Excellence of Execution."

and

"Imagination is Infinite."

You can learn a great deal about all matters regarding motivation and self esteem at his website. You will find articles, interviews with achievers, motivational messages and other material. You can even opt to receive free material by visiting the "zenspiration" page.

The Motivation and Self Esteem for Success website was constructed by Linda Caroll who Gary has called the "Kyoshi of Website Design" (In karate terminology Kyoshi means "Polished Master"). Visit Gary's website to see for yourself.